Christmas Loan Our Christmas Loan Special has returned again this year. The special will be available to our members starting November 3, 2008. We are offering up to $2000 for 12 months at 7.9% APR. Stop by our office or call us for details. Normal loan policies apply.
AFECU MasterCard AFECU is now offering MasterCards. There are two types of mastercards that our members can qualify for based on their credit history:
Standard MasterCard - 10.9% APR and a credit limit up to $5,000.00
Platinum MasterCard - 8.9% APR and a credit limit up to $10,000.00
Please call our office to inquire about these GREAT credit cards! Click on the link to view card disclosure.
Car and Truck Loans
New Autos Up to 48 months - 5.25% APR Up to 60 months - 5.75% APR Up to 72 months - 6.25% APR
Program Autos (less than 20k miles) same rates as new autos apply
Signature Loan limits are based on years of employment: 1 year of employment - $1,000.00 - 12 months 2 years of employment - $3,000.00 - 24 months 3 years of employment - $5,000.00 - 36 months
Qualifications for signature loans are a satisfactory credit report and debt ratio not to exceed 40%.
Share Loans 3.00% above current share dividend rate.
Other Collateral
Motor Homes - New 60 months @ 5.75% APR 96 months @ 8.00% APR over 96 months - variable rate
Motor Homes - Used 96 months @ 9% APR over 96 months - variable rate
Boats - Used 6.50% APR (# of months determined by year model of boat)**
Other Collateral 6.50% APR
**Normal policies apply.
Home Improvement & Real Estate 5 years - 7.50% APR 10 years - 7.75% APR 15 years - 8.00% APR
Lots and acres of land. 80% of appraised value.
Home Equity Loans 5 years - 7.50% APR 10 years - 7.75% APR 15 years - 8.00% APR
$20,000.00 minimum. 80% of the appraised, fair market value less any valid outstanding mortgage principal balances. Minimum 5 year term and maximum 15 year term.
NOTICE
Rates are effective as of 5/19/08 and are subject to change at anytime.
Please contact the Credit Union to confirm current rates.
The credit union is not responsible for the content or availability of linked sites. Please be advised that the credit union does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.
