Budget Tips
Don't you just hate budgeting. Nobody wants to see how much money they can spend because it makes them realize how little they can buy. But budgeting isn't that hard.

Categorize your purchases.
Look over all your purchase for the past year and define a category for each on such as Taxes, Car, Food. Then break those categories down. Taxes/Income Tax, Car/Gas, Food/Dining Out. Here is an example of an end result:

Now you can use those categories to find out how much you have spent on each specific category and how much you have spent on the overall category. Once you have compiled that list you can compare with other years and come up with an average amount you spend.

Once you have determined your budget and you are ready to proceed with a loan, follow the following steps:

  • Contact AFECU for our current loan rates.
  • Complete a loan application.
  • Fax the loan application and proof of income (if necessary) to AFECU.
  • AFECU should have an approval or denial with twenty-four hours.

 


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