(936) 632-7691

(936) 632-8829

900 Pershing Avenue, Lufkin, TX 75904

   NMLS #466088

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Share Draft Checking



At AFECU, you can choose from three terrific checking plans, Share Draft, Student, and Golden Eagle.

  • Share Draft – Minimum opening deposit of $200.
  • Student – Minimum opening deposit of $100. Student ID required.
  • Golden Eagle – For members 55 and older. Minimum opening deposit of $100.

These checking features apply to all three of our Checking Accounts:

  • Interest Bearing – Based on average daily balance of $100
  • No Monthly Service Charge
  • No Per Check Charge
  • No Minimum Balance Requirement
  • MasterCard® Debit Card
  • FREE Account access through Online Banking, our 24 hour online account access system
  • FREE Overdraft protection with savings
  • Consolidated monthly statements
  • Two FREE Boxes of checks are limited to Golden Eagle Checking accounts
  • Direct deposit
  • Wire transfer of funds to an outside account
  • Stop payment
  • Courtesy Pay

Contact Us regarding any applicable fees.

MasterCardf Debit Card



Our MasterCard® Debit Card combines the economy of a checking account with the convenience and versatility of a credit card. Your card works at millions of locations that accept MasterCard® Debit Cards. Your MasterCard® Debit Card draws money from your checking account, so no interest charges apply (ATM charges may apply).

The MasterCard® Debit Card is available with our Checking accounts.

Important Numbers to Remember:

  • Change PIN Number – (877) 265-9594
  • Debit Card Call Center – (866) 664-9364
  • Report LOST/STOLEN Card – (800) 569-9799 or (800) 528-2273

Please contact us if you have any other questions about the MasterCard® Debit Card or to report your card lost or stolen.

ATM Services



Convenience is the key at AFECU. With our ATM card, you’ll enjoy the flexibility to access your money whenever you need it. Whether you’re across town or across the country, the funds from your AFECU accounts will be at your fingertips 24 hours a day through any PULSE or Jeanie networks. Our ATM Machine is well-lit and safe for our members to use. Best of all, it’s FREE to all AFECU members.


Six (6) ATM Locations

  • Right next door to our office
    902 Pershing Ave.
    Lufkin, TX
  • Lufkin State Supported Living Center
    6844 US Hwy 69 North
    Pollok, TX 75969
  • Zavalla
    611 E. Main
    Zavalla, TX
  • Central
    2204 FM 706
    Lufkin, TX 75901
  • Charles Wilson Outpatient Clinic – Inside the VA Clinic
    2206 N. John Redditt Dr.
    Lufkin, TX 75904
  • Kennard
    301 Hwy. 7 East
    Kennard, TX 75847

With your ATM Card you can:

  • use any ATM terminal with the PULSE® or Jeanie networks
  • There is no fee for unlimited use of ATM terminals that your credit union owns
  • You can access your accounts 24 hours a day, seven days a week

AFECU now has a Debit Card Call Center for after hours support. The number is 866-664-9364. It will prompt you to enter your card number, if you do not have that, wait for the recording to repeat three times and you will be automatically transferred to an attendant. There is a LOST/STOLEN SUPPORT number as well, 800-528-2273, you can call at any time we are not reachable.

Fee Schedule


The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.


Share Draft Account Fees
NSF $25.00 / item
Courtesy Pay $25.00 / item
Stop Payment $15.00 / request
Other Service Fees
Account Activity Printout $3.00 / printout
Account Reconciliation $10.00 / hour and one hour minimum charge
Account Research $10.00 / hour and one hour minimum charge
International Wire $60.00 / item
Wire Transfer (Outgoing) $25.00 / transfer
Temporary Checks $1.00 / sheet of 4
NSF $25.00 / item
Returned Item $35.00 / item
Stop Payment $15.00 / request for first one, $2.00 each additional request (max $25 per business day)
Safe Deposit Box Drill Fee $75.00
Safe Deposit Box Rekey Fee $75.00

Overdraft Protection



Avoid the expense and inconvenience of overdrafts with overdraft protection from Angelina Federal Employees CU. Overdraft protection is available on all three of our checking accounts, Share Draft, Student, and Golden Eagle, using your savings account.

Please contact us if you have any questions about overdraft protection.