Rates effective as of 12/11/2018
Actual credit history will apply. Programs, rates, terms and conditions are subject to change without notice.
|Loan Type||Year||Term||Annual Percentage Rate|
|New Auto Loans||48 months||as low as 2.99%|
|60 months||as low as 2.99%|
|72 months||as low as 3.23%|
|Used Auto Loans||2017||54 months||as low as 2.99%|
|2016||48 months||as low as 2.99%|
|2015||48 months||as low as 2.99%|
|2014||42 months||as low as 2.99%|
|2013||42 months||as low as 2.99%|
|2012||36 months||as low as 2.99%|
|2011||30 months||as low as 2.99%|
|2010||24 months||as low as 2.99%|
|2009||18 months||as low as 2.99%|
|2008||12 months||as low as 2.99%|
|New or Used tractors, boats, watercraft, travel trailers, and motor homes|
|Up to 60 months||as low as 5.90% APR|
|Up to 72 months||as low as 6.25% APR|
|Over $60,000 only|
|Up to 84 months months||as low as 7.90% APR|
|Loan officer will determine term|
|Motorcycles, 4 wheelers, ATV’s, UTV’s||New||as low as 5.90%|
|Used||as low as 5.90%|
|Up to 60 months to be determined by loan officer|
|Other Collateral (Computers, Furniture, Appliances, & Lawnmowers)||5.90%|
|Home Improvement & Real Estate (Lots & Acres of Land / 80% of Appraised Value | NMLS #466088)|
|5 years||Call for Rates|
|10 years||Call for Rates|
|15 years||Call for Rates|
|Share Secured Loans||as low as 2.00% above dividend rate|
|Signature Loans & Line-of-Credit||as low as 10.90%|
Shopping for a new or used car or truck? You’ve already got plenty to think about: Makes, models, optional equipment, colors and so on. When it comes to financing, make it easy on yourself with an auto loan from AFECU. We have loans available for new and used cars and trucks. Our loans feature competitive interest rates and the kind of efficient, personalized service that only your credit union can provide.
Ready to add to your leisure-time fun with a boat, camper, trailer, motorcycle, personal watercraft or motor home? Let Angelina Federal Employees CU help you finance those dreams. We offer loans on new and used recreational vehicles. All our loans come with competitive interest rates and efficient, personalized service. When it’s time to stop dreaming and hit the road or the water, come to AFECU for your recreational vehicle financing needs!
At Angelina Federal Employees CU, we offer the MasterCard® Standard and the MasterCard® Platinum credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a Angelina Federal Employees CU MasterCard® Card.
You’ll enjoy the following benefits:
Click the below image to make a payment
|Choose the Plan that Works for You||Standard||Platinum|
|Annual Percentage Rate (rates fixed)||10.9%||8.9%|
|Other APR (cash advance & balance transfers)||10.9%||8.9%|
|Grace Period for Purchases||25 Days||25 Days|
|Method of Computing Balance||Average Daily Balance|
|Annual Membership Fee||NONE||NONE|
|Minimum Finance Charge||NONE||NONE|
|Foreign Transaction Fee||1% of transaction amount|
|Balance Transfer Fee||NONE||NONE|
|Late Payment Fee||10% of the past due date*|
*If ten (10) or more days late. Late payments and over-limit transactions violate your account agreement. However, the fee will not exceed $20.00.
Other Fees Include
Important Numbers to remember for current cardholders:
Turn your home ownership into a more rewarding experience with a home equity loan from AFECU. Capitalize on the value you’ve built up in your property with cash for home improvements, educational expenses, or whatever purpose suits you. A home equity loan from AFECU carries a competitive interest rate and the efficient, personalized service you’re accustomed to receiving from your credit union.
Please contact us for more information.
Angelina Federal Employees Credit Union NMLS #466088
Carla Daniel-Kelley NMLO #466688
A signature loan from AFECU can help with your loan needs, whatever they may be. You can use a signature loan to consolidate debt, finance a vacation or cover holiday expenses. These loans can also help you pay for medical emergencies and other unexpected events. Signature loans from AFECU comes with low interest rates, fast processing and convenient repayment terms, as well as efficient, personalized service.
With a AFECU share secured loan, your deposit in a AFECU share savings account or savings certificate serves as collateral to secure your loan. Share secured loans carry our most attractive interest rates, and you’ll even continue to earn dividends on your savings!