(936) 632-7691

(936) 632-8829

900 Pershing Avenue, Lufkin, TX 75904

   NMLS #466088

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Share Rates

Rates effective as of 7/16/2019

Share Account Rates

*Annual Percentage Yield. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Account Type Dividend Rate APY*
Shares 0.40% 0.41%
Drafts (Checking) 0.15% 0.15%
Christmas Club 0.15% 0.15%
Regal Eagle Kids Club 0.40% 0.40%
IRAs 1.65% 1.66%

Share Certificate Rates

*Annual Percentage Yield. Minimum amount to open a certificate is $2000. Dividends are paid at maturity. Rates and terms may change at any time without prior notice.

Term Dividend Rate APY*
12 Month Certificate 1.50% 1.50%
24 Month Certificate 2.00% 2.00%

Share Accounts

When you become a member of the credit union, a savings account is opened in your name. An initial deposit of $25 is required. All members must maintain a $25 balance in their savings account to remain a member and demonstrate regular activity in their account to keep it open.

Other features of Regular Savings include:

  • A competitive interest rate paid monthly on the average daily balance in your savings account. $100 minimum to earn dividends. Click here for current rate information.

  • Withdrawals: To withdraw money from your savings account, simply stop by a credit union branch or go to an ATM terminal. Our ATM Machine is FREE to all AFECU members. (NOTE: You must have a checking account in order to access your savings account through the ATM).

  • Access through Online Banking, our 24-hour internet account access system.

  • Quarterly statements by mail.

Terms and Conditions of our share accounts.

Share Certificates

You can open a Share Certificate with a minimum balance of $2000. Share Certificates are available with terms of 12 months to 24 months. An early withdrawal penalty may apply.

Features of our Share Certificates include:

  • A fixed dividend for the term of the certificate

  • Competitive dividend rates

  • Quarterly statements

Individual Retirement Accounts

One of the greatest challenges facing Americans today is ensuring the financial well being and security of your family throughout your retirement years. With uncertainty over the adequacy of social security growing daily, it’s increasingly necessary to rely on your own savings plans and resources to support your future retirement plans.

Yet another challenge is finding money for the impending college education expenses for your children. Tuition and other collegiate expenses are on the rise, so it’s a good idea to get a head start on saving for those expenses now, instead of getting caught unprepared later!

At Angelina Federal Employees CU, we offer 3 long term savings accounts geared to help you save for your family’s future:

Traditional IRA
Roth IRA
Coverdell Education Savings Accounts

Christmas Club

A Christmas Club Account is a unique savings tool at AFECU. This type of account lets you save for the holiday season, or for any other special reason you wish to save. It is also ideal for helping you save year-round to pay escrow (taxes and insurance) on your mortgage. The club begins on November 1st and runs through October 31st of the following year, though members may join the club at any point in the year. No withdrawals are permitted until the account matures on October 31st, in order to help you achieve your maximum savings potential.

Other benefits include:

  • No minimum balance required

  • A competitive dividend rate

  • Access through Online Banking, our 24-hour internet account access system

  • Account balance automatically sent to members on maturity, either by check or deposit into a share account.

  • Dividends paid quarterly (calculated on daily balance)

  • Account automatically reopens for the following year, for your convenience

  • Deposits can be made by mail or in person

Regal Eagle Kids Club

Is there a Regal Eagle in your house?

Teaching the youngsters in your family good saving habits at an early age can benefit them for a lifetime. That’s why AFECU invites your children to join the Regal Eagle Kids Club. This account is designed for children ages 15 and under. They’ll earn dividends and cool prizes for their saving efforts and participate in fun club activities throughout the year. An initial deposit of $5 is required.

Other features of Regal Eagle Kids Club include:

  • Children ages birth thru 15 years of age are eligible to join.

  • A $5.00 minimum deposit/balance to open the account. Those children already having a Regular Savings Account will be able to convert their existing account to a Regal Eagle Account simply by signing up for the Club Account.

  • A $25.00 minimum balance required to earn dividends on a Regal Eagle Account. Dividends will be paid at the same rate as a Regular Savings Account.

In addition to a lifelong lesson in saving money, kids will also receive:

  • The Regal Eagle newsletter, including entertainment and educational articles and games
  • The chance to win $25 for A’s on his or her report card
  • Prizes for deposits
  • Dividends
  • Other activities during the year
  • Once your Regal Eagle has reached 15 years of age their account will be converted to a Regular Shares Account

Direct Deposit

You can arrange to have your payroll, Social Security, pension or any other recurring check deposited directly into your AFECU checking or savings account. By doing so, you can eliminate the possibility of losing your check and avoid the need to stand in line to cash or deposit it.

Federal Insurance

The National Credit Union Administration (NCUA) provides insurance coverage of up to $250,000 for your Credit Union account(s). To learn more about the type of accounts and the total amounts that the NCUA may insure, visit this link directly to NCUA.