(936) 632-7691

(936) 632-8829

900 Pershing Avenue, Lufkin, TX 75904

   NMLS #466088

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Traditional IRAs


Traditional IRAs are valuable long-term savings tools that can provide safety and security for you and your family. Your contributions can be deducted from your taxable income, reducing the income taxes you are currently paying.


Traditional IRA Features

  • Can be opened and funded without any employer participation
  • Contributions and/or earnings are tax-deferred until retirement
  • Possible deductions based on retirement plan participation and income
  • Provide full accessibility to your funds; 10% early distribution penalty if younger than 59½ years
  • Completely flexible as there is no minimum contribution in any year

Angelina Federal Employees CU offers a Traditional IRA that pays competitive market rates. No minimum amount is required to set up a Traditional IRA savings account.

* The Credit Union provides no legal advice to members, and provides the foregoing information from a reliable resource to give our members a basic understanding of these services. You should consult with your tax or legal advisor regarding any particular and the current status of applicable federal and state laws.