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(936) 632-7691     (936) 632-8829     900 Pershing Avenue, Lufkin, TX 75904     NMLS #466088     Routing #313186103 Get the Mobile App!   iTunes   Google

About Us

Who We Are

Angelina Federal Employees Credit Union was established in October of 1952 in Lufkin, Texas for federal employees. We began as a member-owned and operated financial cooperative with a membership of ten postal workers. R.V. Welch, Postmaster of the Lufkin United States Postal Service at the time ran the operations of the credit union from his desk all while attending his job duties as postmaster for the local post office. In 1956 the credit union relocated to a broom closet inside the federal building operating out of a cigar box. With continued growth Angelina Federal Employees Credit Union relocated to the Moody Street location in the early 1980’s. AFECU quickly outgrew that facility and broke ground for the Pershing location in 1993. The credit union opened at its current location in 1994.

Closing the first year of business in 1953 the credit union had fifty-five members and $5,174.80 in total assets. After 70 years of providing services to federal employees, family members and extended family members Angelina Federal Employees Credit Union has grown to 2540 members with assets exceeding $39.4 million.

Today, AFECU continues to serve federal employees, family members and extended family members. The credit union has one location in Lufkin with a full array of online services and Automated Teller Machines in various locations to serve our member’s needs.

Our credit union exists to provide a secure place for members to manage their finances. This was the foundation upon which Angelina Federal Employees Credit Union was formed and remains the primary focus of our operation.

Angelina Federal Employees Credit Union is federally insured by the National Credit Union Administration and is an Equal Housing Lender.

Who Can Join?

AFECU provides all the benefits of a member-owned financial institution to all federal employees working, retired or residing in Angelina, Cherokee, Houston, Jasper, Liberty, Nacogdoches, Newton, Polk, Sabine, San Augustine, San Jacinto, Shelby, Trinity, Tyler and Walker Counties. Also included in the field of membership are the immediate families of any current member. The immediate family is defined as spouse, parents, children, grandparents, grandchildren, mother-in-law, father-in-law, sons-in-law, daughter-in-law, brothers, sisters, and their spouses. We proudly serve employees of the following groups:

  • FBI
  • USDA
  • Social Security
  • IRS
  • US Forest Service
  • VA Clinic
  • Retired Military
  • US Postal Services

Employer and Employee Benefits

Membership in AFECU is an ongoing benefit to employees and associates of participating companies or groups. As a full-service financial institution, the credit union:

  • Secures individual accounts with funds up to $250,000. These funds are federally insured by the National Credit Union Share Insurance Fund, which is administered by the National Credit Union Administration, a U.S. government agency.
  • Offers a full line of free or discounted financial products and services.Provides dependable, friendly, personalized service
  • Offers convenience
  • Increases members’ knowledge of financial options.
  • Extends membership privileges to family members.
  • Places members’ interests first.

Office Hours and Location

Office Information

900 Pershing Avenue Lufkin, TX 75904

Phone: (936) 632-7691 or 1-800-569-9799
Fax: (936) 632-8829

Hours of Operation

Lobby: Mon-Thur 9am to 4pm
Friday: 9am - 5:30pm
Drive Thru: Opens at 7:30 and closes at 5:30 each day

ATM Locations

1. 902 Pershing Avenue in Lufkin
2. 611 E. Main in Zavalla
3. Corner of 706/69N in Central
4. Charles Wilson VA Clinic
5. Lufkin State School
6. Hwy 7E across from Kennard ISD

MasterCard Credit Cards

Credit Card Call Center

Toll Free: 888-999-1039
International: 531-233-6354


P. O. Box 2711
Omaha, NE 68103-2711

MasterCard Debit Cards

Lost / Stolen Hotline: 1-800-472-3272
Change PIN Number: 1-800-992-3808

Staff Directory

Carla Kelley

Carla Kelley
President (MLO # 466688)
Phone: (936) 631-3321
Fax: (936) 632-8829

Tracy Dillard

Tracy Dillard
Loan Officer
Phone: (936) 631-3316
Fax: (936) 632-8829

Carol Dunman

Carol Dunman
Member Service Supervisor
Phone: (936) 631-3317
Fax: (936) 632-8829

Latika Jenkins

Latika Jenkins
Member Service Representative
Phone: (936) 631-3314
Fax: (936) 632-8829

Vanessa Bridges

Vanessa Bridges
Accounting Clerk
Phone: (936) 631-3319
Fax: (936) 632-8829

Marisol Castillo

Marisol Castillo
Member Service Representative
Phone: (936) 631-3315
Fax: (936) 632-8829

Karina Salais

Karina Salais
Member Service Representative
Phone: (936) 631-3323
Fax: (936) 632-8829

Casey Serratos

Casey Serratos
Loan Officer (MLO #506947)
Phone: (936) 631-3320
Fax: (936) 632-8829

Board of Directors

Billy Lumpkin

Billy Lumpkin
Chairman 2025

Vanessa Bridges

Carolyn Cox
Director 2026

Lynn Chesser

Lynn Chesser
Vice Chair 2024


Robert "Bobby" Dixon
Secretary 2025

Delana Hendrick

Delana Hendrick
Treasurer 2025

Perri “Jill” Berry

Perri “Jill” Berry
Director 2024

Glenn Hammond

Glenn Hammond
Director 2024

Frequently Asked Questions

Q: How do I join Angelina Federal Employees Credit Union?

A: To become a member of the credit union, contact the credit union at (936) 632-7691 or (800) 569-9799. You must open a share (savings) account with a minimum of $25 initial deposit. To remain a member, you must maintain a $25 balance in your account and demonstrate regular activity. You will have access to all of our services once you open your share (savings) account.

Q: How long do I have to be a member before I can apply for a loan?

A: You may apply for a loan as soon as you become a member. There are no membership time requirements for loan qualifying.

Q: How do I add/remove a joint member to/from my account?

A: To add a member you will need to complete a new signature card, which you and the joint member sign where indicated. To remove a joint member, all joint members of the account need to agree to the removal, or the account can be closed and remaining joint members may open a new account.

Q: I no longer work for the Federal Government, can I still retain my membership?

Yes! “ONCE A MEMBER – ALWAYS A MEMBER” You are still able to continue your membership, regardless of any new profession or where you live.

Direct Deposit Questions

Q: Why should I use Direct Deposit?

Safe – Your paycheck is protected against loss or theft.
Worry-free – Now you can be assured that your check is deposited, even when you’re away from home.
Saves time – You no longer have to make special trips to the credit union or stand in long lines on payday.
Convenient – No more waiting for the mailman. Your deposits will be made for you automatically, allowing you to set your own timetable for getting cash.

Q: How do I apply?

A: Our Member Service Representatives have all the necessary forms. If you wish, they will be happy to fill them in for you. All you have to do is tell them how you want your money distributed and sign your name. AFECU will take care of everything else.

Q: How will I be able to keep track of my money?

A: Your check stub from your employer is your permanent record. You may also enroll in online banking to have access to your accounts.

Q: Is there a charge for this service?

A: This service is free to all participating AFECU members.

Download our Mobile App

Angelina Federal Employee's FREE Mobile Banking App
will give you secure, convenient access to your accounts.

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