Rates
Loan Rates Share Rates Share Certificates Fee Schedule Credit Card Rates and Fees
Effective as of: 8/25/2021
| MasterCard Credit Cards | ||
| Choose the Plan that Works for You | ||
| Standard | Platinum | |
| Annual Percentage Rate (rates fixed) | 10.9% | 8.9% |
| Other APR (cash advance | 10.9% | 8.9% |
| Grace Period for Purchases | 25 Days | 25 Days |
| Method of Computing Balance | Average Daily Balance | Average Daily Balance |
| Annual Membership Fee | NONE | NONE |
| Minimum Finance Charge | NONE | NONE |
| Foreign Transaction Fee | 1% of transaction amount | 1% of transaction amount |
| Balance Transfer Fee | NONE | NONE |
| Late Payment Fee | 10% of the past due date* | 10% of the past due date* |
| Over-the-Credit-Limit Fee | NONE | NONE |
| *If ten (10) or more days late. Late payments and over-limit transactions violate your account agreement. However, the fee will not exceed $20.00. | ||
| Periodic Rates | ||
| Standard: The Purchase and Cash Advance Annual Percentage Rate is 10.90%, which is a daily periodic rate of 0.0299%. | ||
| Platinum: The Purchase and Cash Advance Annual Percentage Rate is 8.90%, which is a daily periodic rate of 0.0244%. | ||
| Other Fees Include | ||
| Returned Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less. | ||
| Rush Fee (2 day delivery): $27.50 | ||
| Rush Fee (Overnight delivery): $55.00 | ||
| Collection Fees: You agree to pay all costs of collecting the amount you owe under this Agreement, including court costs and reasonable attorney’s fees | ||
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